It’s a good idea to conduct a financial health check-up to know where you currently stand. You can do this by reviewing your credit report to be on the lookout for any discrepancies, calculating your debt-to-income ratio, and assessing your emergency savings. It’s also important to determine if you need to obtain health insurance or plan for retirement. Depending on the results of your financial health check-up, you may need to consider more proactive strategies to help you gain financial stability. […]