Business July 2, 2025Harvard Report, State of the Nation’s Housing 2025:Black homeownership gains have halted since 2023 Only 1 in 7 renters can afford to buy a home For Black Americans, the homeownership gains that occurred between 2019 and 2023 have halted. Last year, the white-Black homeownership gap remained stuck at 27.7 percentage points, and the same measure for Latino families was 25.2 percentage points.