Submitted by Pat Mellerson
So, with everything going on, rates going up, inflation at its highest in years, credit card interest rates going up, what should I do? First take a deep breathe and think about what’s right for you. If you have been thinking about buying a home, even with home prices going up, it can be the right thing to do.
Owning a home gives you the benefit of deductions like interest and real estate taxes, which make for a good reason to get out of that rental. Approximately 15 % of a mortgage payment, interest and taxes are deductible. The home you purchase is YOURS and should appreciate, so selling some day will make you smile a lot. Consider different programs available like FHA, or first-time homebuyers, VA or grant programs. educate yourself or call me. I would love to give advice.
Today, depending upon credit and income, it can be as easy as 3% down or 3.5% down. Seniors can purchase using a reverse mortgage. Materials are available to help you learn about choices and people like me love helping you make the right decisions and set goals to make them happen. Call me, David Goldstein, The Mortgage Man (954) 234-7512 or write me at davidthemortgageman@gmail.com
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