At LJ Air Conditioning Services, Inc, we’re more than just a full-service HVAC company—we’re your neighbors. Proudly owner-operated by Jackson Polidor and Jean Malary, graduates of Dillard High School, we’ve been serving the residential and commercial HVAC needs of our Florida community for over 28 years.
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Beyond its famous beaches, Greater Miami is known as a true cultural hub, with museums, historic neighborhoods, art galleries and theaters that reflect its unique spirit. My Urban Contemporary Experience (MUCE), an arts production company founded in 2015, provides customized programming that amplifies the reach of arts and culture in Miami-Dade County.
In addition to its custom perfume bar, Place of Aroma offers workshops in perfume making, candle crafting and scent spray classes, ideal for team-building and creative gatherings. “Fragrance is an untold story,” says Carol Edmond, founder and CEO of Place of Aroma. “It is invisible yet powerfully memorable, connecting people to moments and memories.”
At least 2.2 million delinquent student loan borrowers have seen their credit scores drop by 100 points or more since loan servicers resumed reporting to credit bureaus in the first quarter of this year.
An FHA loan is backed by the Federal Housing Administration, which means lenders like us can offer accessible qualification requirements. With as little as 3.5% down and credit score options starting at 580, you might be closer to owning a home than you think.
OBBBA: Learning the Deduction Details
This vital work can continue due to a recent federal court ordering the Department of Housing and Urban Development (HUD) to release nearly $32 million in already-appropriated funds to organizations that support fair housing enforcement, to ensure that all people have equal access to home sales and rentals, finance, insurance, appraisals and more.
The One Big Beautiful Bill Act became law on July 4, 2025. The new law, which is generally regarded as pro-business, contains significant tax changes for businesses and individual taxpayers alike. Here is a summary of some of the important highlights of the OBBBA.
I was watching ESPN recently, catching highlights from The Open Championship, when golfer Scottie Scheffler said something that really sat with me: “Winning is just a moment, but the process is what defines you.”
In 2025, the nonprofit sector continues to be a vital force for social impact, but the landscape is rapidly evolving. Economic uncertainty, changing donor behavior, and growing demand for services are testing even the most resilient organizations. To stay effective and mission-focused, nonprofits must proactively address emerging risks and embrace innovation.