Intergenerational transfers of wealth that often help whites with downpayments and/or mortgage financing remain an exception rather than the rule for many Blacks

       Regardless of race, income, or geography, every family needs and deserves a place to call home. It’s a place not only for shelter from life’s many storms; but also, where families come after school or work, celebrate birthdays or holidays – and all the activities that together turn a house into a home.  But in recent years, the ability to have a home – as a renter or as a home owner – has been an increasing financial strain. […]