then it is time to give Black America a level playing field with access to affordable and sustainable mortgages. It is equally important to diversify new construction housing.

Homeownership, historically a reliable building block to family wealth, is more of a challenge today for first-time homebuyers. As of 2022’s first quarter, the median price of an existing single- family home grew to $368,200, according to the National Association of Realtors (NAR), 15.7 percent higher than a year ago. […]