Affordable Care Act extended free preventive care to 71 million Americans with private health insurance
Health Care Law’s third anniversary sees health costs slowing down, more value for consumers
By Rachel Rubin
Health and Human Services (HHS) Secretary Kathleen Sebelius announced recently that about 71 million Americans in private health insurance plans received at least one free preventive health care service, such as a mammogram or flu shot, in 2011 and 2012 because of the Affordable Care Act. The new data was released in a report from HHS today.
Additionally, an estimated 34 million Americans in traditional Medicare and Medicare Advantage plans have received at least one preventive service, such as an annual wellness visit at no out of pocket cost because of the health care law.
Taken together, this means about 105 million Americans with private health plans and Medicare beneficiaries have been helped by the Affordable Care Act’s prevention coverage improvements.
Preventive services, consumer protections, and other reforms under the Affordable Care Act are giving millions of Americans of all ages more value for their health care dollars and contributing to the slowest growth in health care costs in 50 years.
“Preventing illnesses before they become serious and more costly to treat helps Americans of all ages stay healthier,” Secretary Sebelius said. “No longer do Americans have to choose between paying for preventive care and groceries.”
Secretary Sebelius released the preventive services report as HHS celebrates the Affordable Care Act’s third anniversary this week. The law is keeping down costs and providing more value for consumers and taxpayers through new consumer protections, holding insurance companies accountable, building a smarter health care system, and pro-viding seniors with vital savings on their prescription drugs.
The Affordable Care Act is giving Americans better value for their health insurance plans by:
· Eliminating lifetime dollar caps on essential health benefits, and phasing out annual caps. About 115 million Americans no longer have to fear their benefits will disappear when they need them most because their insurer put a lifetime cap on the amount it would pay.
· Prohibiting health insurance companies from denying coverage to children based on a pre-existing condition, such as asthma or cancer.
· And in 2014, it will be illegal for health insurance companies to deny coverage to any American or to charge more because of a pre-existing condition. No longer will 129 million Americans with health conditions have to fear seeing their premiums increased or getting locked out of the insurance market.
· The law will also make it illegal for a health insurer to charge women more simply because they are women. “That means,” Secretary Sebelius said, “being a woman will no longer be a pre-existing condition.”
The full report on expanded preventive care for Americans with private health insurance is available at http://aspe.hhs.gov/health/reports/2013/PreventiveServices/ib_prevention.cfm
Learn more about the key features of the Affordable Care Act at http://www.healthcare.gov/law/timeline/full.html
